Repaired vehicle
Diminished value
Even after good repairs, a car with an accident on its history report sells for less. We measure that loss with comparable-vehicle evidence.
Nationwide · Since 1996
When the insurer’s number doesn’t add up.
Independent diminished value and total loss appraisals, prepared from your repair order, photos and records for vehicle owners and attorneys in every state.
The claim review is free: we look at your situation and tell you whether an appraisal is likely to help. The appraisal itself is a paid report.
Since 1996
About 30 years appraising vehicles for consumers
Owner-reviewed
Monica Fisher reviews every report
24–48 hours
Typical turnaround once we have your records
All 50 states
From your repair order and photos. No inspection needed
- 4.73★★★★★133 customer reviews on BBB
What we appraise
Two claims most people call us about
Totaled vehicle
Total loss
Insurer valuations can miss trim, options, condition or local prices. An independent appraisal gives you documented evidence to dispute the offer.
Call now for help with diminished value
(877) 655-1661
No inspection
Your phone photos and repair records are all we need.
How it works
Simple, start to finish
- 1
Free claim review
Tell us what happened online or by phone. We say whether an appraisal is likely to help before you pay for one.
- 2
Send photos & records
Repair invoice or estimate, photos, the insurer’s offer or valuation report, and your vehicle details.
- 3
We research the market
Comparable vehicles, damage and repair history, equipment and mileage, against current listings.
- 4
Reviewed report + demand letter
Monica Fisher reviews every appraisal; you also get a custom demand letter. Typically 24–48 hours after we have everything.
Customer reviews
What our clients say
Individual results vary based on the vehicle, evidence, insurer, state, coverage, and circumstances of each claim. Past results do not guarantee a similar outcome.
Why Autoloss
An appraiser who works for you, not the insurer
Why hire Autoloss®? The difference is clear:
- In business since 1996: about 30 years of appraising vehicles for consumers
- More than 30,000 diminished-value claims since 1996
- Every appraisal reviewed by the owner, Monica Fisher
- Consumer advocates: we work for vehicle owners, not insurers
- Licensed in Oregon and North Carolina for about 20 years
- Market-based valuations from comparable vehicles, not a formula
- Prepared from your repair order, for clients in every state
Clients who report their outcomes to Autoloss commonly recover approximately 80%–90% of the diminished value calculated in their reports, with reported recoveries often ranging from $5,000 to $10,000.
Individual results vary based on the vehicle, evidence, insurer, state, coverage, and circumstances of each claim. Past results do not guarantee a similar outcome.
Diminished-value appraisals may qualify for our Conditional Money-Back Guarantee. Eligibility requirements and state exclusions apply.
Before you hire anyone
Six questions to ask any appraiser
- 01Do they work for the insurance company, or for you?
- 02Do they sign their reports, and who reviews them?
- 03Are they licensed appraisers?
- 04Do they explain how the value was calculated?
- 05Is the appraisal specific to your vehicle, or a formula?
- 06Will they answer the insurer’s questions about the report?
Other appraisals
If it has wheels, ask us
Also food carts, fleet and other specialty vehicles, plus loss-of-use, lease-termination and donation appraisals. Attorneys: reports and expert-witness support.
Owner
Monica Fisher
Monica Fisher owns Autoloss and its parent company, Appraisal Group of America, and personally reviews every appraisal before it goes out. She has provided expert appraisal services, depositions and testimony in proceedings across the United States.
Read Monica’s profile
Founder, 1996
Terry M. Fisher
Terry Fisher founded Autoloss in 1996 after more than thirty years in the wholesale and retail automotive business, to give vehicle owners an appraisal prepared for them, not the insurer. He passed away in 2013.
Our historyYour state
Diminished value rules vary by state
Whether you can claim against your own insurer or only the at-fault driver’s, which deadlines apply, and what evidence insurers expect all depend on the state. Choose yours.
Common questions
What is diminished value?
Diminished value is the market value a vehicle loses because it now has an accident history, even after quality repairs. Buyers and dealers pay less for a vehicle with reported damage, so the owner may be able to claim that difference from the at-fault driver’s insurer, depending on state law and the facts of the claim.
Can the appraisal be done without an inspection?
Yes. Our appraisers prepare the report from your repair order, photographs and claim documents, along with current market data. A physical inspection is not normally required, and you are welcome to come to our office if need be.
How much does a diminished value appraisal cost?
A typical diminished-value appraisal costs $250–$350. Exotic vehicles may require additional fees. Other services are quoted after we review your situation.
How long does it take?
Reports are typically 24–48 hours after all required information is received.
Is Autoloss a law firm?
Autoloss is an independent vehicle-appraisal company, not a law firm. We do not provide legal advice or legal representation. We prepare the appraisal and demand documentation; you or your attorney present the claim.
Not sure whether an appraisal will help?
The claim review is free: we look at your situation and tell you whether an appraisal is likely to help. The appraisal itself is a paid report. We help from start to finish, including a custom demand letter, and our support staff is a phone call away throughout the process.