It is universally accepted that in every state Diminished Value is owed to the claimant by the at fault party. In Georgia, North Carolina, and Kansas the insurance companies owe Diminished Value to their policyholders as well. This is great news for consumers in all three states.

The Supreme Court of Georgia, in "State Farm Mutual Automobile Insurance Company v. Mabry et al., 274 Ga. 498 (2001)," ruled that insurers owed their insured for Diminished Value of their vehicle following an accident. In response, insurance companies in Georgia have attempted to utilize a Diminished Value formula referred to as "Rule 17c." Rule 17c is actually a fall back method of measuring Diminished Value in the absence of any other documentation determining Diminished Value. A Diminished Value Appraisal from Autoloss.com is a documented measure of Diminished Value that prevails over the Rule 17c method. We at Autoloss.com feel that Rule 17c is unfair to consumers. Typically, "Rule 17c" pays pennies to the dollar of what is really owed to consumers for Diminished Value. Autoloss.com works hard to educate consumers so they can get a fair Diminished Value Settlement.

Related to the "Mabry vs. State Farm" case, Georgia Insurance Commissioner John W. Oxendine has issued this news release about his Directive No. 01-P&C-1 ordering insurance companies to "cease using any language which implies the Department has endorsed a particular formula or method to determine diminution of value."

If you are a resident of Georgia, North Carolina, or Kansas — give Autoloss.com a call today at (877) 655-1661. You will talk to a licensed public adjuster that will inform you of your rights free of charge. If you are not being offered a fair amount for Diminished Value we can help you dispute the settlement amount by asserting the “Appraisal Clause” in your policy. Information is power, and during the free consultations we will inform you of your rights and how we can best serve you. We at Autoloss.com want to help you get what is due to you.

Terry M. Fisher, Owner, Autoloss.com
Terry M. Fisher
Licensed Vehicle Appraiser #V26-102

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